@font-face{font-family:Manrope;font-style:normal;font-display:swap;font-weight:200 800;src:url(../fonts/manrope.woff2) format("woff2");unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}
@font-face{font-family:Manrope;font-style:normal;font-display:swap;font-weight:200 800;src:url(../fonts/manrope-ext.woff2) format("woff2");unicode-range:U+0100-02BA,U+02BD-02C5,U+02C7-02CC,U+02CE-02D7,U+02DD-02FF,U+0304,U+0308,U+0329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF}

:root{
  --ink:#111111;      /* preto da marca */
  --ink-2:#1b1b21;
  --steel:#2d2d3c;
  --gold:#be9d60;     /* dourado da marca */
  --gold-deep:#8a6d38;/* dourado para texto sobre claro (contraste) */
  --gold-soft:#f4ede0;
  --sun:#ffd53e;      /* estrelas */
  --paper:#f5f5f5;
  --line:#dddedf;
  --muted:#5b5b66;
  --wa:#02c32d;
  --radius:8px;
  --wrap:1180px;
  --shadow:0 18px 50px rgba(0,0,0,.28);
}
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth;scroll-padding-top:84px}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important;animation:none!important}}
body{margin:0;font-family:Manrope,system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;font-size:17px;line-height:1.6;color:var(--ink);background:#fff;padding-bottom:env(safe-area-inset-bottom,0)}
img{max-width:100%;height:auto;display:block}
a{color:inherit}
h1,h2,h3{line-height:1.15;margin:0 0 .5em;letter-spacing:-.02em}
h2{font-size:clamp(1.7rem,3.2vw,2.5rem);font-weight:800}
h3{font-size:1.1rem;font-weight:700;letter-spacing:-.01em}
p{margin:0 0 1em}
.wrap{width:100%;max-width:var(--wrap);margin:0 auto;padding:0 22px}
.section{padding:clamp(64px,9vw,112px) 0}
.lead{font-size:1.1rem;color:var(--muted);max-width:62ch}
.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);border:0}
.skip{position:absolute;left:-999px;top:0;background:var(--gold);color:var(--ink);padding:10px 16px;z-index:100}
.skip:focus{left:10px;top:10px}
:focus-visible{outline:3px solid var(--gold);outline-offset:3px}

/* Botões */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;min-height:52px;padding:0 26px;border-radius:var(--radius);border:2px solid transparent;font:inherit;font-weight:800;font-size:1rem;text-decoration:none;cursor:pointer;transition:background .2s,color .2s,border-color .2s,transform .15s}
.btn:active{transform:translateY(1px)}
.btn-gold{background:var(--gold);color:var(--ink)}
.btn-gold:hover{background:#cfb07a}
.btn-dark{background:var(--ink);color:#fff}
.btn-dark:hover{background:var(--steel)}
.btn-ghost{background:transparent;color:var(--ink);border-color:var(--line)}
.btn-ghost:hover{border-color:var(--ink)}
.btn-wa{background:var(--wa);color:#fff}
.btn-wa:hover{background:#01a826}
.btn-sm{min-height:42px;padding:0 18px;font-size:.92rem}
.btn-block{width:100%}
.wa-ico{width:20px;height:20px;fill:currentColor}

/* Header */
.site-header{position:absolute;top:0;left:0;right:0;z-index:20;padding-top:env(safe-area-inset-top,0)}
.site-header.is-fixed{position:fixed;background:rgba(17,17,17,.94);backdrop-filter:blur(8px);-webkit-backdrop-filter:blur(8px);box-shadow:0 1px 0 rgba(255,255,255,.06)}
.header-row{display:flex;align-items:center;justify-content:space-between;gap:24px;min-height:84px}
.site-header .brand img{width:150px;height:auto}
.main-nav{display:flex;gap:28px}
.main-nav a{color:#fff;text-decoration:none;font-weight:600;font-size:.95rem;opacity:.86}
.main-nav a:hover{opacity:1;color:var(--gold)}
@media (max-width:980px){.main-nav{display:none}}
@media (max-width:520px){.site-header .brand img{width:120px}.header-cta{padding:0 14px;font-size:.85rem}}

/* Hero */
.hero{position:relative;background:var(--ink);color:#fff;padding:140px 0 72px;overflow:hidden;isolation:isolate}
.hero-bg{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:70% center;z-index:-2}
.hero::after{content:"";position:absolute;inset:0;z-index:-1;background:linear-gradient(90deg,rgba(17,17,17,.94) 0%,rgba(17,17,17,.84) 45%,rgba(17,17,17,.6) 100%)}
.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:56px;align-items:center}
.kicker{color:var(--gold);font-weight:700;font-size:1rem;margin-bottom:14px;display:flex;align-items:center;gap:12px}
.kicker::before{content:"";width:32px;height:2px;background:var(--gold)}
.hero h1{font-size:clamp(2.3rem,5.2vw,4.1rem);font-weight:800;letter-spacing:-.035em;line-height:1.02;margin-bottom:18px;max-width:14ch}
.hero-sub{font-size:clamp(1.15rem,2vw,1.4rem);font-weight:600;color:#fff;margin-bottom:14px;max-width:34ch}
.hero-text{color:rgba(255,255,255,.78);max-width:52ch}
.proof{list-style:none;margin:28px 0 0;padding:22px 0 0;border-top:1px solid rgba(255,255,255,.14);display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.proof li{font-size:.9rem;color:rgba(255,255,255,.72);line-height:1.4}
.proof strong{display:block;color:#fff;font-size:1.05rem;font-weight:800;margin-bottom:2px}
@media (max-width:980px){.hero{padding:112px 0 56px}.hero-grid{grid-template-columns:1fr;gap:36px}.hero h1{max-width:18ch}}
@media (max-width:560px){.proof{grid-template-columns:1fr;gap:12px}.proof li{display:flex;gap:8px;align-items:baseline}.proof strong{display:inline;font-size:1rem}}

/* Formulário */
.form-card{background:#fff;color:var(--ink);border-radius:14px;box-shadow:var(--shadow);padding:28px;border-top:4px solid var(--gold);scroll-margin-top:100px}
.form-title{font-size:1.35rem;margin-bottom:4px}
.form-step-label{font-size:.88rem;color:var(--muted);margin-bottom:10px}
.progress{height:4px;background:var(--paper);border-radius:4px;overflow:hidden;margin-bottom:22px}
.progress span{display:block;height:100%;width:50%;background:var(--gold);transition:width .35s ease}
fieldset{border:0;margin:0;padding:0;min-width:0}
.field{margin-bottom:18px}
.field-label,.field>label{display:block;font-weight:700;font-size:.93rem;margin-bottom:8px}
.opt{font-weight:500;color:var(--muted)}
.chips{display:flex;flex-wrap:wrap;gap:8px}
.chips label{position:relative;cursor:pointer}
.chips input{position:absolute;opacity:0;inset:0;cursor:pointer;margin:0}
.chips span{display:inline-flex;align-items:center;min-height:42px;padding:0 15px;border:1.5px solid var(--line);border-radius:999px;font-size:.92rem;font-weight:600;background:#fff;transition:border-color .15s,background .15s,color .15s;user-select:none}
.chips label:hover span{border-color:var(--gold)}
.chips input:checked+span{background:var(--ink);border-color:var(--ink);color:#fff}
.chips input:focus-visible+span{outline:3px solid var(--gold);outline-offset:2px}
.field input[type=text],.field input[type=tel],.field textarea{width:100%;font:inherit;font-size:1rem;padding:12px 14px;border:1.5px solid var(--line);border-radius:var(--radius);background:#fff;color:var(--ink);min-height:48px}
.field textarea{resize:vertical;min-height:64px}
.field input:focus,.field textarea:focus{outline:none;border-color:var(--gold);box-shadow:0 0 0 3px rgba(190,157,96,.25)}
.field input[aria-invalid=true]{border-color:#c0392b}
.grid-2{display:grid;grid-template-columns:1fr 1fr;gap:0 14px}
@media (max-width:520px){.grid-2{grid-template-columns:1fr}.form-card{padding:22px 18px}}
.consent{display:flex;gap:10px;align-items:flex-start;font-size:.88rem;color:var(--muted);margin:4px 0 18px;cursor:pointer}
.consent input{width:18px;height:18px;margin-top:3px;accent-color:var(--ink);flex:none}
.consent a{color:var(--gold-deep)}
.form-error{background:#fdecea;color:#8e2418;border-radius:var(--radius);padding:10px 14px;font-size:.9rem;font-weight:600}
.step-actions{display:grid;grid-template-columns:auto 1fr;gap:10px}
.form-foot{font-size:.8rem;color:var(--muted);margin:14px 0 0;text-align:center}

/* Seguradoras */
.insurers{background:var(--ink-2);color:#fff;border-top:1px solid rgba(255,255,255,.06)}
.insurers-row{display:flex;align-items:center;justify-content:space-between;gap:20px 40px;flex-wrap:wrap;padding-top:26px;padding-bottom:26px}
.insurers p{margin:0;color:rgba(255,255,255,.66);font-size:.93rem}
.insurers ul{list-style:none;margin:0;padding:0;display:flex;flex-wrap:wrap;gap:12px 36px}
.insurers li{font-weight:800;font-size:1.1rem;letter-spacing:-.01em;color:rgba(255,255,255,.9)}

/* Análise */
.analise-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:56px;align-items:end;margin-bottom:64px}
.statement{font-size:clamp(2rem,4.2vw,3.3rem);letter-spacing:-.035em;line-height:1.06;margin:0;padding-left:26px;border-left:4px solid var(--gold)}
.analise-text p{color:var(--muted)}
.analise-text strong{color:var(--ink)}
.benefits{display:grid;grid-template-columns:repeat(4,1fr)}
.benefit{border-top:1px solid var(--line)}
.benefit{padding:32px 28px 8px 0}
.benefit+.benefit{padding-left:28px;border-left:1px solid var(--line)}
.benefit svg{width:30px;height:30px;fill:none;stroke:var(--gold-deep);stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round;margin-bottom:16px}
.benefit p{color:var(--muted);font-size:.96rem;margin:0}
@media (max-width:980px){.analise-grid{grid-template-columns:1fr;gap:28px}.benefits{grid-template-columns:1fr 1fr}.benefit:nth-child(3){padding-left:0;border-left:0}.benefit{padding-bottom:28px;border-bottom:1px solid var(--line)}}
@media (max-width:560px){.benefits{grid-template-columns:1fr}.benefit+.benefit{padding-left:0;border-left:0}}

/* Renovação */
.renovacao{background:var(--ink);color:#fff}
.renov-head{max-width:760px;margin-bottom:48px}
.renov-head p{color:rgba(255,255,255,.72);font-size:1.08rem}
.timeline{list-style:none;padding:0;margin:0 0 44px;display:grid;grid-template-columns:repeat(3,1fr);position:relative}
.timeline::before{content:"";position:absolute;top:9px;left:0;right:0;height:3px;background:linear-gradient(90deg,var(--gold) 0%,var(--gold) 60%,#e3c27d 100%)}
.tl-item{position:relative;padding:40px 28px 0 0}
.tl-item::before{content:"";position:absolute;top:0;left:0;width:21px;height:21px;border-radius:50%;background:var(--ink);border:3px solid var(--gold)}
.tl-urgent::before{background:var(--gold)}
.tl-days{display:inline-block;font-weight:800;color:var(--gold);font-size:.95rem;margin-bottom:8px}
.tl-item h3{font-size:1.35rem}
.tl-item p{color:rgba(255,255,255,.7);font-size:.96rem;max-width:32ch}
@media (max-width:760px){.timeline{grid-template-columns:1fr;gap:28px;padding-left:36px}.timeline::before{top:0;bottom:0;left:9px;right:auto;width:3px;height:auto;background:var(--gold)}.tl-item{padding:0}.tl-item::before{left:-36px}}

/* Escala */
.escala{background:var(--paper)}
.escala-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:64px;align-items:center}
.escala h2{font-size:clamp(1.7rem,3.4vw,2.7rem);letter-spacing:-.03em}
.escala p{color:var(--muted);max-width:56ch}
.escala .btn{margin-top:8px}
.escala-img{margin:0;border-radius:14px;overflow:hidden;aspect-ratio:4/5;max-height:560px;background:#ddd}
.escala-img img{width:100%;height:100%;object-fit:cover}
@media (max-width:900px){.escala-grid{grid-template-columns:1fr;gap:36px}.escala-img{aspect-ratio:16/11}}

/* Perfis */
.perfis-grid{display:grid;grid-template-columns:1fr 1.4fr;gap:48px;margin-top:40px}
.perfil-col h3{font-size:1rem;color:var(--gold-deep);margin-bottom:16px}
.tags{list-style:none;margin:0;padding:0;display:flex;flex-wrap:wrap;gap:10px}
.tags li{border:1.5px solid var(--line);border-radius:999px;padding:9px 16px;font-weight:600;font-size:.95rem}
@media (max-width:800px){.perfis-grid{grid-template-columns:1fr;gap:32px}}

/* Como funciona */
.como{background:var(--ink-2);color:#fff}
.steps{list-style:none;padding:0;margin:44px 0 0;display:grid;grid-template-columns:repeat(4,1fr);gap:24px;counter-reset:s}
.steps li{counter-increment:s;border-top:1px solid rgba(255,255,255,.18);padding-top:22px}
.steps li::before{content:counter(s);display:grid;place-items:center;width:40px;height:40px;border-radius:50%;background:var(--gold);color:var(--ink);font-weight:800;margin-bottom:18px}
.steps p{color:rgba(255,255,255,.7);font-size:.96rem}
@media (max-width:900px){.steps{grid-template-columns:1fr 1fr;gap:32px 24px}}
@media (max-width:520px){.steps{grid-template-columns:1fr}}

/* O que é */
.oque-grid{display:grid;grid-template-columns:1fr 1fr;gap:64px;align-items:start}
.oque-text p{color:var(--muted)}
.oque-text strong{color:var(--ink)}
.cover-list{background:var(--paper);border-radius:14px;padding:32px}
.cover-title{font-size:1.25rem;margin-bottom:18px}
.cover-list dl{margin:0}
.cover-list dl>div{padding:14px 0;border-top:1px solid var(--line)}
.cover-list dt{font-weight:800}
.cover-list dd{margin:2px 0 0;color:var(--muted);font-size:.95rem}
.note{font-size:.88rem;color:var(--muted);margin:14px 0 0;padding-top:14px;border-top:1px solid var(--line)}
@media (max-width:900px){.oque-grid{grid-template-columns:1fr;gap:36px}.cover-list{padding:24px 20px}}

/* Depoimentos */
.depo{background:var(--paper)}
.depo-head{display:flex;justify-content:space-between;align-items:flex-end;gap:16px 40px;flex-wrap:wrap;margin-bottom:40px}
.depo-head h2{margin:0;max-width:18ch}
.rating{margin:0;font-weight:700}
.stars{color:#e0b400;letter-spacing:2px;margin-right:6px}
.depo-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.quote{margin:0;background:#fff;border-radius:14px;padding:26px 24px;display:flex;flex-direction:column;justify-content:space-between;border:1px solid var(--line)}
.quote blockquote{margin:0 0 20px;font-size:.97rem;line-height:1.6}
.quote figcaption strong{display:block}
.quote figcaption span{font-size:.85rem;color:var(--muted)}
@media (max-width:1060px){.depo-grid{grid-template-columns:1fr 1fr}}
@media (max-width:600px){.depo-grid{grid-template-columns:1fr}}

/* FAQ */
.faq-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:64px;align-items:start}
.faq-grid>div:first-child p{color:var(--muted)}
.faq-list details{border-bottom:1px solid var(--line)}
.faq-list details:first-child{border-top:1px solid var(--line)}
.faq-list summary{cursor:pointer;list-style:none;padding:20px 40px 20px 0;font-weight:700;font-size:1.04rem;position:relative}
.faq-list summary::-webkit-details-marker{display:none}
.faq-list summary::after{content:"";position:absolute;right:6px;top:50%;width:11px;height:11px;border-right:2px solid var(--gold-deep);border-bottom:2px solid var(--gold-deep);transform:translateY(-70%) rotate(45deg);transition:transform .2s}
.faq-list details[open] summary::after{transform:translateY(-30%) rotate(-135deg)}
.faq-list details p{color:var(--muted);padding-bottom:20px;margin:0}
@media (max-width:900px){.faq-grid{grid-template-columns:1fr;gap:32px}}

/* Além */
.alem{padding-top:0}
.alem-links{list-style:none;padding:0;margin:28px 0 0;display:flex;flex-wrap:wrap;gap:12px}
.alem-links a{display:inline-block;padding:12px 20px;border-radius:var(--radius);background:var(--gold-soft);color:var(--ink);font-weight:700;text-decoration:none}
.alem-links a:hover{background:var(--gold);color:var(--ink)}

/* CTA final */
.cta-final{background:var(--gold);color:var(--ink);padding:56px 0}
.cta-row{display:flex;justify-content:space-between;align-items:center;gap:28px;flex-wrap:wrap}
.cta-final h2{margin-bottom:6px}
.cta-final p{margin:0;font-weight:600}
.cta-actions{display:flex;gap:12px;flex-wrap:wrap}
.cta-final .btn-gold{background:var(--ink);color:#fff}
.cta-final .btn-gold:hover{background:var(--steel)}

/* Footer */
.site-footer{background:var(--ink);color:rgba(255,255,255,.72);padding:64px 0 calc(24px + env(safe-area-inset-bottom,0));font-size:.93rem}
.footer-grid{display:grid;grid-template-columns:1.3fr 1.2fr .8fr .7fr;gap:40px}
.site-footer h2{font-size:1rem;color:#fff;margin-bottom:14px}
.site-footer a{text-decoration:none}
.site-footer a:hover{color:var(--gold)}
.f-brand img{width:180px;margin-bottom:16px}
.f-contact{font-style:normal}
.f-links,.f-social{display:flex;flex-direction:column;gap:8px}
.f-links h2,.f-social h2{margin-bottom:6px}
.f-bottom{border-top:1px solid rgba(255,255,255,.1);margin-top:40px;padding-top:20px;font-size:.82rem}
.f-bottom p{margin:0}
@media (max-width:900px){.footer-grid{grid-template-columns:1fr 1fr}}
@media (max-width:520px){.footer-grid{grid-template-columns:1fr;gap:28px}}

/* WhatsApp flutuante */
.wa-float{position:fixed;right:18px;bottom:calc(18px + env(safe-area-inset-bottom,0));z-index:30;width:60px;height:60px;border-radius:50%;background:var(--wa);display:grid;place-items:center;box-shadow:0 8px 24px rgba(0,0,0,.25)}
.wa-float svg{width:32px;height:32px;fill:#fff}

/* Cookies */
.cookie{position:fixed;left:16px;bottom:calc(16px + env(safe-area-inset-bottom,0));z-index:40;max-width:380px;background:#fff;color:var(--ink);border-radius:12px;box-shadow:var(--shadow);padding:16px 18px;display:flex;gap:14px;align-items:center;font-size:.85rem}
.cookie[hidden]{display:none}
.cookie p{margin:0}
.cookie a{color:var(--gold-deep)}
@media (max-width:520px){.cookie{left:0;right:0;bottom:0;max-width:none;border-radius:14px 14px 0 0;padding:12px 16px calc(12px + env(safe-area-inset-bottom,0))}}